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Bridging the Gap: Your Guide to Bridging Loans
In the fast-paced world of property transactions, timing is everything. Whether you're eyeing your dream home before selling your current one or seizing a lucrative investment opportunity, sometimes a temporary financial solution is needed to bridge the gap. This is where bridging loans ...
Crypto Expert John Fenga on the Intersection of AI and Cryptocurrency
Two technological titans — artificial intelligence (AI) and cryptocurrency — have risen to prominence, reshaping industries and redefining the limits of innovation. While each is a powerful force in its own right, their convergence unlocks unprecedented opportunities in financial markets, …
Navigating Cryptocurrency Security: Expert Insights on Keeping Your Digital Assets Safe
As cryptocurrency revolutionises the financial landscape, security remains a critical concern for users and investors. With digital assets valued at billions of dollars, the stakes for maintaining secure systems and protecting personal investments have never been higher. Blockchain techno…
AFCA welcomes passing of legislation extending consumer protections to BNPL
The passing of legislation extending the protection of national credit laws to consumers using buy now pay later (BNPL) services has been welcomed by the Australian Financial Complaints Authority (AFCA). “We welcome the passing of this important legislation, regulating BNPL as credit and …
Rent-to-income ratios revealed in Australia's capitals
Amid a landscape of rising rents (35% rise since 2020), low vacancy rates, inadequate housing supply, and a projected shortfall of 257,000 new homes in the next five years - Australia's housing crisis is placing increasing pressure on both renters and homebuyers.1 Mortgage experts ...
Rate Money enters the Queensland home-loan market
Rate Money, Australia’s home for the self-employed, is excited to announce its expansion into the $156 billion[1] Queensland home loan market with the opening of three branches in Aspley, Fortitude Valley and Logan, marking its entry into the Sunshine State. Rate Money, CEO, Ryan Gair s...
Bendigo Bank has revealed its latest home loan campaign
Customers who join during Bendigo Bank’s Spring Home Loan Campaign can expect to receive Bendigo Bank’s exceptional customer service, competitive rates and a free home loan health check – which may save you thousands. The Spring Campaign follows a successful Autumn Home Loan Campaign, ...
Australians use their credit cards 23 times per month on average
The latest data published by the RBA reveals a significant shift in Australian credit card habits. On average, Aussies are now swiping their credit cards 23.2 times per month — more than double the frequency observed just a decade ago. “This surge in credit card usage shows how de...
Westpac and CEFC unite for Australian first loan
Westpac is launching Sustainable Upgrades home and investor loans for customers to make energy-efficient upgrades to their home, supported by the Clean Energy Finance Corporation (CEFC). From Monday, 26 August, Westpac home loan cust…
Australian businesses will pull back on borrowing and investing in 2024
As economic growth continues to lag, a survey indicates the majority of Australian business owners will be more conservative about borrowing and investing in their businesses next year. A startling 90 per cent of businesses will be mor…
Australians are uncertain about their financial options for retirement
New research from leading Australian life insurer, TAL, and Investment Trends shows nearly two in three Australian non-retirees[1] are unsure about their financial options in retirement and feel they need more information to make choic…
Mortgage broker warns against locking in long term fixed interest rates
To fix or not to fix – that is the question Aussie homeowners have been all been watching the housing market with increasing anxiety this year as experts expect mortgage rates to remain elevated amid ongoing economic uncertainty. …
People forced to skip meals as cost of living bites
Almost three quarters of people receiving income support are eating less or skipping meals due to the low rate of payments and rising cost of living, according to a new report by ACOSS. The research - which surveyed 270 people living…